• United Community Bank

    • Loans
    • Banks
    128 N. Second Street
    Smithfield, NC 27577
    (919) 989-6700
    (919) 989-6829 (fax)
    Hours:
    M-Thu 9:00 am-5:00 pm
    Fri 9:00 am-6:00 pm

    Drive Thru opens daily at 8:30am
    • About

      The Bank of Four Oaks was chartered in June of 1912, in Four Oaks, North Carolina, with a capital investment of $10,000.

      As the Bank began to open branch offices outside of Four Oaks, and with further plans for expansion, in 1989 the Bank of Four Oaks became Four Oaks Bank & Trust. In 1997, Four Oaks Fincorp, Inc., the holding company for Four Oaks Bank, was formed. The Bank’s Financial Services was created in 1999, and in 2002, Four Oaks Mortgage was formed.

      Today, Four Oaks Bank operates fourteen offices located in Benson, Clayton, Dunn, Four Oaks, Fuquay-Varina, Garner, Harrells, Holly Springs, Smithfield, Wallace and Zebulon.










    • Whom to Contact

      • Caroline Corey
        Sr. Loan Officer
        P.O. Box 1436
        Smithfield, NC 27577
        Phone: (919) 938-6303
        Fax: (919) 989-6829
      • Ann Fowler
        Accounts Payable
        Phone: (919) 989-6700
      • Will Lawson
        Head Teller
        Phone: (919) 553-2323
      • Michael Wooten
        City Executive
        Phone: (919) 989-6700

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